LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,207
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,799
−HK$1,619/mo
Today · 4.125%
HK$54,418
baseline
▲ 0.50% · 4.625%
HK$57,729
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,836/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,967
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,495
−HK$1,549/mo
Today · 4.125%
HK$60,044
baseline
▲ 0.50% · 4.625%
HK$63,209
+HK$3,165/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,088/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,448
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,359
−HK$1,942/mo
Today · 4.125%
HK$65,301
baseline
▲ 0.50% · 4.625%
HK$69,275
+HK$3,974/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,602/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,360
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,193
−HK$1,860/mo
Today · 4.125%
HK$72,053
baseline
▲ 0.50% · 4.625%
HK$75,851
+HK$3,798/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,106/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,689
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,919
−HK$2,266/mo
Today · 4.125%
HK$76,185
baseline
▲ 0.50% · 4.625%
HK$80,820
+HK$4,635/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,370/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,753
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,892
−HK$2,170/mo
Today · 4.125%
HK$84,062
baseline
▲ 0.50% · 4.625%
HK$88,493
+HK$4,431/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,124/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,172
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,039
−HK$2,913/mo
Today · 4.125%
HK$97,952
baseline
▲ 0.50% · 4.625%
HK$103,912
+HK$5,960/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,904/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,540
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,290
−HK$2,790/mo
Today · 4.125%
HK$108,080
baseline
▲ 0.50% · 4.625%
HK$113,777
+HK$5,697/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,160/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,400 · Scale 2, in force from 26 Feb 2026)