LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,207
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,800
−HK$1,618/mo
Today · 4.125%
HK$54,418
baseline
▲ 0.50% · 4.625%
HK$57,730
+HK$3,312/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,836/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,968
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,495
−HK$1,550/mo
Today · 4.125%
HK$60,045
baseline
▲ 0.50% · 4.625%
HK$63,210
+HK$3,165/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,090/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,449
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,360
−HK$1,942/mo
Today · 4.125%
HK$65,302
baseline
▲ 0.50% · 4.625%
HK$69,276
+HK$3,974/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,604/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,361
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,195
−HK$1,859/mo
Today · 4.125%
HK$72,054
baseline
▲ 0.50% · 4.625%
HK$75,853
+HK$3,799/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,108/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,690
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,920
−HK$2,266/mo
Today · 4.125%
HK$76,186
baseline
▲ 0.50% · 4.625%
HK$80,822
+HK$4,636/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,372/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,755
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,894
−HK$2,170/mo
Today · 4.125%
HK$84,064
baseline
▲ 0.50% · 4.625%
HK$88,495
+HK$4,431/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,128/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,173
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,040
−HK$2,913/mo
Today · 4.125%
HK$97,953
baseline
▲ 0.50% · 4.625%
HK$103,913
+HK$5,960/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,906/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,542
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,292
−HK$2,790/mo
Today · 4.125%
HK$108,082
baseline
▲ 0.50% · 4.625%
HK$113,779
+HK$5,697/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,164/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,415 · Scale 2, in force from 26 Feb 2026)