LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,209
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,801
−HK$1,619/mo
Today · 4.125%
HK$54,420
baseline
▲ 0.50% · 4.625%
HK$57,731
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,840/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,969
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,497
−HK$1,550/mo
Today · 4.125%
HK$60,047
baseline
▲ 0.50% · 4.625%
HK$63,212
+HK$3,165/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,094/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,450
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,362
−HK$1,942/mo
Today · 4.125%
HK$65,304
baseline
▲ 0.50% · 4.625%
HK$69,277
+HK$3,973/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,608/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,363
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,196
−HK$1,860/mo
Today · 4.125%
HK$72,056
baseline
▲ 0.50% · 4.625%
HK$75,854
+HK$3,798/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,112/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,692
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,922
−HK$2,266/mo
Today · 4.125%
HK$76,188
baseline
▲ 0.50% · 4.625%
HK$80,824
+HK$4,636/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,376/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,757
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,896
−HK$2,170/mo
Today · 4.125%
HK$84,066
baseline
▲ 0.50% · 4.625%
HK$88,497
+HK$4,431/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,132/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,175
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,043
−HK$2,913/mo
Today · 4.125%
HK$97,956
baseline
▲ 0.50% · 4.625%
HK$103,916
+HK$5,960/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,912/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,544
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,294
−HK$2,790/mo
Today · 4.125%
HK$108,084
baseline
▲ 0.50% · 4.625%
HK$113,782
+HK$5,698/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,168/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,439 · Scale 2, in force from 26 Feb 2026)