LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,210
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,803
−HK$1,618/mo
Today · 4.125%
HK$54,421
baseline
▲ 0.50% · 4.625%
HK$57,732
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,842/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,970
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,498
−HK$1,550/mo
Today · 4.125%
HK$60,048
baseline
▲ 0.50% · 4.625%
HK$63,213
+HK$3,165/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,096/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,452
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,363
−HK$1,942/mo
Today · 4.125%
HK$65,305
baseline
▲ 0.50% · 4.625%
HK$69,279
+HK$3,974/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,610/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,364
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,198
−HK$1,860/mo
Today · 4.125%
HK$72,058
baseline
▲ 0.50% · 4.625%
HK$75,856
+HK$3,798/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,116/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,694
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$73,924
−HK$2,265/mo
Today · 4.125%
HK$76,189
baseline
▲ 0.50% · 4.625%
HK$80,825
+HK$4,636/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,378/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,758
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,897
−HK$2,170/mo
Today · 4.125%
HK$84,067
baseline
▲ 0.50% · 4.625%
HK$88,499
+HK$4,432/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,134/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,177
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,045
−HK$2,913/mo
Today · 4.125%
HK$97,958
baseline
▲ 0.50% · 4.625%
HK$103,918
+HK$5,960/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,916/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,546
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,297
−HK$2,790/mo
Today · 4.125%
HK$108,087
baseline
▲ 0.50% · 4.625%
HK$113,784
+HK$5,697/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,174/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,460 · Scale 2, in force from 26 Feb 2026)