LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,211
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,804
−HK$1,619/mo
Today · 4.125%
HK$54,423
baseline
▲ 0.50% · 4.625%
HK$57,734
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,846/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,972
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,500
−HK$1,550/mo
Today · 4.125%
HK$60,050
baseline
▲ 0.50% · 4.625%
HK$63,215
+HK$3,165/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,100/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,453
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,365
−HK$1,942/mo
Today · 4.125%
HK$65,307
baseline
▲ 0.50% · 4.625%
HK$69,281
+HK$3,974/mo
Deposit HK$8.98M · loan HK$13.48M · min. income ≈ HK$130,614/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,366
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,200
−HK$1,860/mo
Today · 4.125%
HK$72,060
baseline
▲ 0.50% · 4.625%
HK$75,858
+HK$3,798/mo
Deposit HK$8.98M · loan HK$13.48M · min. income ≈ HK$144,120/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,696
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,926
−HK$2,266/mo
Today · 4.125%
HK$76,192
baseline
▲ 0.50% · 4.625%
HK$80,828
+HK$4,636/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,384/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,761
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,900
−HK$2,170/mo
Today · 4.125%
HK$84,070
baseline
▲ 0.50% · 4.625%
HK$88,501
+HK$4,431/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,140/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,180
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,048
−HK$2,913/mo
Today · 4.125%
HK$97,961
baseline
▲ 0.50% · 4.625%
HK$103,921
+HK$5,960/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,922/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,550
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,300
−HK$2,790/mo
Today · 4.125%
HK$108,090
baseline
▲ 0.50% · 4.625%
HK$113,788
+HK$5,698/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,180/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,488 · Scale 2, in force from 26 Feb 2026)