LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,213
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,806
−HK$1,619/mo
Today · 4.125%
HK$54,425
baseline
▲ 0.50% · 4.625%
HK$57,736
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,850/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,974
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,502
−HK$1,550/mo
Today · 4.125%
HK$60,052
baseline
▲ 0.50% · 4.625%
HK$63,218
+HK$3,166/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,104/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,456
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,368
−HK$1,942/mo
Today · 4.125%
HK$65,310
baseline
▲ 0.50% · 4.625%
HK$69,284
+HK$3,974/mo
Deposit HK$8.98M · loan HK$13.48M · min. income ≈ HK$130,620/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,369
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,203
−HK$1,860/mo
Today · 4.125%
HK$72,063
baseline
▲ 0.50% · 4.625%
HK$75,861
+HK$3,798/mo
Deposit HK$8.98M · loan HK$13.48M · min. income ≈ HK$144,126/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,699
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,929
−HK$2,266/mo
Today · 4.125%
HK$76,195
baseline
▲ 0.50% · 4.625%
HK$80,831
+HK$4,636/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,390/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,764
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,903
−HK$2,170/mo
Today · 4.125%
HK$84,073
baseline
▲ 0.50% · 4.625%
HK$88,505
+HK$4,432/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,146/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,184
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,051
−HK$2,914/mo
Today · 4.125%
HK$97,965
baseline
▲ 0.50% · 4.625%
HK$103,925
+HK$5,960/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,930/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,554
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,304
−HK$2,790/mo
Today · 4.125%
HK$108,094
baseline
▲ 0.50% · 4.625%
HK$113,792
+HK$5,698/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,188/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,526 · Scale 2, in force from 26 Feb 2026)