LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,214
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,807
−HK$1,619/mo
Today · 4.125%
HK$54,426
baseline
▲ 0.50% · 4.625%
HK$57,737
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,852/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,975
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,503
−HK$1,550/mo
Today · 4.125%
HK$60,053
baseline
▲ 0.50% · 4.625%
HK$63,219
+HK$3,166/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,106/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,457
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,369
−HK$1,942/mo
Today · 4.125%
HK$65,311
baseline
▲ 0.50% · 4.625%
HK$69,285
+HK$3,974/mo
Deposit HK$8.98M · loan HK$13.48M · min. income ≈ HK$130,622/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,370
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,204
−HK$1,860/mo
Today · 4.125%
HK$72,064
baseline
▲ 0.50% · 4.625%
HK$75,863
+HK$3,799/mo
Deposit HK$8.98M · loan HK$13.48M · min. income ≈ HK$144,128/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,700
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,930
−HK$2,266/mo
Today · 4.125%
HK$76,196
baseline
▲ 0.50% · 4.625%
HK$80,832
+HK$4,636/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,392/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,765
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,905
−HK$2,170/mo
Today · 4.125%
HK$84,075
baseline
▲ 0.50% · 4.625%
HK$88,506
+HK$4,431/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,150/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,185
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,053
−HK$2,913/mo
Today · 4.125%
HK$97,966
baseline
▲ 0.50% · 4.625%
HK$103,927
+HK$5,961/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,932/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,555
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,306
−HK$2,790/mo
Today · 4.125%
HK$108,096
baseline
▲ 0.50% · 4.625%
HK$113,794
+HK$5,698/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,192/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,543 · Scale 2, in force from 26 Feb 2026)