LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,219
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,812
−HK$1,619/mo
Today · 4.125%
HK$54,431
baseline
▲ 0.50% · 4.625%
HK$57,743
+HK$3,312/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,862/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,981
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,509
−HK$1,550/mo
Today · 4.125%
HK$60,059
baseline
▲ 0.50% · 4.625%
HK$63,225
+HK$3,166/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,118/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,463
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,375
−HK$1,942/mo
Today · 4.125%
HK$65,317
baseline
▲ 0.50% · 4.625%
HK$69,291
+HK$3,974/mo
Deposit HK$8.98M · loan HK$13.48M · min. income ≈ HK$130,634/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,377
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,211
−HK$1,860/mo
Today · 4.125%
HK$72,071
baseline
▲ 0.50% · 4.625%
HK$75,870
+HK$3,799/mo
Deposit HK$8.98M · loan HK$13.48M · min. income ≈ HK$144,142/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,707
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,937
−HK$2,266/mo
Today · 4.125%
HK$76,203
baseline
▲ 0.50% · 4.625%
HK$80,840
+HK$4,637/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,406/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,773
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,912
−HK$2,171/mo
Today · 4.125%
HK$84,083
baseline
▲ 0.50% · 4.625%
HK$88,515
+HK$4,432/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,166/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,194
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$95,062
−HK$2,914/mo
Today · 4.125%
HK$97,976
baseline
▲ 0.50% · 4.625%
HK$103,937
+HK$5,961/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$195,952/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,565
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,316
−HK$2,790/mo
Today · 4.125%
HK$108,106
baseline
▲ 0.50% · 4.625%
HK$113,805
+HK$5,699/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$216,212/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,633 · Scale 2, in force from 26 Feb 2026)