LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,221
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,814
−HK$1,619/mo
Today · 4.125%
HK$54,433
baseline
▲ 0.50% · 4.625%
HK$57,745
+HK$3,312/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,866/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,983
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,511
−HK$1,550/mo
Today · 4.125%
HK$60,061
baseline
▲ 0.50% · 4.625%
HK$63,227
+HK$3,166/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,122/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,465
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,377
−HK$1,943/mo
Today · 4.125%
HK$65,320
baseline
▲ 0.50% · 4.625%
HK$69,294
+HK$3,974/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,640/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,379
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,213
−HK$1,861/mo
Today · 4.125%
HK$72,074
baseline
▲ 0.50% · 4.625%
HK$75,873
+HK$3,799/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,148/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,709
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,940
−HK$2,266/mo
Today · 4.125%
HK$76,206
baseline
▲ 0.50% · 4.625%
HK$80,843
+HK$4,637/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,412/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,776
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,916
−HK$2,170/mo
Today · 4.125%
HK$84,086
baseline
▲ 0.50% · 4.625%
HK$88,518
+HK$4,432/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,172/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,198
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,066
−HK$2,913/mo
Today · 4.125%
HK$97,979
baseline
▲ 0.50% · 4.625%
HK$103,941
+HK$5,962/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$195,958/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,569
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,320
−HK$2,791/mo
Today · 4.125%
HK$108,111
baseline
▲ 0.50% · 4.625%
HK$113,809
+HK$5,698/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$216,222/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,671 · Scale 2, in force from 26 Feb 2026)