LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,225
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,818
−HK$1,619/mo
Today · 4.125%
HK$54,437
baseline
▲ 0.50% · 4.625%
HK$57,750
+HK$3,313/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,874/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,987
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,516
−HK$1,550/mo
Today · 4.125%
HK$60,066
baseline
▲ 0.50% · 4.625%
HK$63,232
+HK$3,166/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,132/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,470
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,382
−HK$1,943/mo
Today · 4.125%
HK$65,325
baseline
▲ 0.50% · 4.625%
HK$69,300
+HK$3,975/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,650/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,385
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,219
−HK$1,860/mo
Today · 4.125%
HK$72,079
baseline
▲ 0.50% · 4.625%
HK$75,879
+HK$3,800/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,158/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,715
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,946
−HK$2,266/mo
Today · 4.125%
HK$76,212
baseline
▲ 0.50% · 4.625%
HK$80,849
+HK$4,637/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,424/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,782
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$81,922
−HK$2,171/mo
Today · 4.125%
HK$84,093
baseline
▲ 0.50% · 4.625%
HK$88,525
+HK$4,432/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,186/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,205
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$95,073
−HK$2,914/mo
Today · 4.125%
HK$97,987
baseline
▲ 0.50% · 4.625%
HK$103,949
+HK$5,962/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$195,974/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,577
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,328
−HK$2,791/mo
Today · 4.125%
HK$108,119
baseline
▲ 0.50% · 4.625%
HK$113,818
+HK$5,699/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$216,238/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,745 · Scale 2, in force from 26 Feb 2026)