LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,232
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,826
−HK$1,619/mo
Today · 4.125%
HK$54,445
baseline
▲ 0.50% · 4.625%
HK$57,758
+HK$3,313/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,890/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,995
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,524
−HK$1,550/mo
Today · 4.125%
HK$60,074
baseline
▲ 0.50% · 4.625%
HK$63,241
+HK$3,167/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,148/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,478
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,391
−HK$1,943/mo
Today · 4.125%
HK$65,334
baseline
▲ 0.50% · 4.625%
HK$69,309
+HK$3,975/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,668/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,394
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,228
−HK$1,861/mo
Today · 4.125%
HK$72,089
baseline
▲ 0.50% · 4.625%
HK$75,889
+HK$3,800/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,178/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,725
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$73,956
−HK$2,267/mo
Today · 4.125%
HK$76,223
baseline
▲ 0.50% · 4.625%
HK$80,861
+HK$4,638/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,446/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$954,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,793
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$81,933
−HK$2,171/mo
Today · 4.125%
HK$84,104
baseline
▲ 0.50% · 4.625%
HK$88,537
+HK$4,433/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,208/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$954,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,218
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,086
−HK$2,915/mo
Today · 4.125%
HK$98,001
baseline
▲ 0.50% · 4.625%
HK$103,964
+HK$5,963/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$196,002/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,591
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$105,343
−HK$2,791/mo
Today · 4.125%
HK$108,134
baseline
▲ 0.50% · 4.625%
HK$113,834
+HK$5,700/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$216,268/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,876 · Scale 2, in force from 26 Feb 2026)