LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,234
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,828
−HK$1,619/mo
Today · 4.125%
HK$54,447
baseline
▲ 0.50% · 4.625%
HK$57,760
+HK$3,313/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,894/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,997
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,526
−HK$1,551/mo
Today · 4.125%
HK$60,077
baseline
▲ 0.50% · 4.625%
HK$63,243
+HK$3,166/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,154/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,481
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,393
−HK$1,943/mo
Today · 4.125%
HK$65,336
baseline
▲ 0.50% · 4.625%
HK$69,312
+HK$3,976/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,672/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,397
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,231
−HK$1,861/mo
Today · 4.125%
HK$72,092
baseline
▲ 0.50% · 4.625%
HK$75,892
+HK$3,800/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,184/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,728
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$73,959
−HK$2,267/mo
Today · 4.125%
HK$76,226
baseline
▲ 0.50% · 4.625%
HK$80,864
+HK$4,638/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,452/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$954,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,796
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$81,936
−HK$2,171/mo
Today · 4.125%
HK$84,107
baseline
▲ 0.50% · 4.625%
HK$88,541
+HK$4,434/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,214/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$954,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,221
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,090
−HK$2,914/mo
Today · 4.125%
HK$98,004
baseline
▲ 0.50% · 4.625%
HK$103,968
+HK$5,964/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$196,008/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,595
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$105,347
−HK$2,791/mo
Today · 4.125%
HK$108,138
baseline
▲ 0.50% · 4.625%
HK$113,838
+HK$5,700/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$216,276/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,912 · Scale 2, in force from 26 Feb 2026)