LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,238
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,832
−HK$1,619/mo
Today · 4.125%
HK$54,451
baseline
▲ 0.50% · 4.625%
HK$57,765
+HK$3,314/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,902/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,002
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,531
−HK$1,551/mo
Today · 4.125%
HK$60,082
baseline
▲ 0.50% · 4.625%
HK$63,249
+HK$3,167/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,164/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$954,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,486
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,398
−HK$1,944/mo
Today · 4.125%
HK$65,342
baseline
▲ 0.50% · 4.625%
HK$69,317
+HK$3,975/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,684/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,402
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,237
−HK$1,861/mo
Today · 4.125%
HK$72,098
baseline
▲ 0.50% · 4.625%
HK$75,898
+HK$3,800/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,196/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,734
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$73,965
−HK$2,267/mo
Today · 4.125%
HK$76,232
baseline
▲ 0.50% · 4.625%
HK$80,870
+HK$4,638/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,464/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$954,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,803
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$81,943
−HK$2,171/mo
Today · 4.125%
HK$84,114
baseline
▲ 0.50% · 4.625%
HK$88,548
+HK$4,434/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,228/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$954,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,229
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,098
−HK$2,914/mo
Today · 4.125%
HK$98,012
baseline
▲ 0.50% · 4.625%
HK$103,976
+HK$5,964/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$196,024/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,604
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$105,355
−HK$2,792/mo
Today · 4.125%
HK$108,147
baseline
▲ 0.50% · 4.625%
HK$113,848
+HK$5,701/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$216,294/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,992 · Scale 2, in force from 26 Feb 2026)