LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,240
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,834
−HK$1,620/mo
Today · 4.125%
HK$54,454
baseline
▲ 0.50% · 4.625%
HK$57,767
+HK$3,313/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,908/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,004
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,533
−HK$1,551/mo
Today · 4.125%
HK$60,084
baseline
▲ 0.50% · 4.625%
HK$63,251
+HK$3,167/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,168/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,488
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,401
−HK$1,943/mo
Today · 4.125%
HK$65,344
baseline
▲ 0.50% · 4.625%
HK$69,320
+HK$3,976/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,688/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,405
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,240
−HK$1,861/mo
Today · 4.125%
HK$72,101
baseline
▲ 0.50% · 4.625%
HK$75,901
+HK$3,800/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,202/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,736
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,968
−HK$2,267/mo
Today · 4.125%
HK$76,235
baseline
▲ 0.50% · 4.625%
HK$80,874
+HK$4,639/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,470/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,806
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,946
−HK$2,172/mo
Today · 4.125%
HK$84,118
baseline
▲ 0.50% · 4.625%
HK$88,552
+HK$4,434/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,236/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,233
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,102
−HK$2,914/mo
Today · 4.125%
HK$98,016
baseline
▲ 0.50% · 4.625%
HK$103,980
+HK$5,964/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$196,032/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,608
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$105,360
−HK$2,791/mo
Today · 4.125%
HK$108,151
baseline
▲ 0.50% · 4.625%
HK$113,852
+HK$5,701/mo
Deposit HK$2.25M · loan HK$20.22M · min. income ≈ HK$216,302/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,030 · Scale 2, in force from 26 Feb 2026)