LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,244
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,838
−HK$1,619/mo
Today · 4.125%
HK$54,457
baseline
▲ 0.50% · 4.625%
HK$57,771
+HK$3,314/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,914/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,008
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,537
−HK$1,551/mo
Today · 4.125%
HK$60,088
baseline
▲ 0.50% · 4.625%
HK$63,256
+HK$3,168/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,176/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,493
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,406
−HK$1,943/mo
Today · 4.125%
HK$65,349
baseline
▲ 0.50% · 4.625%
HK$69,325
+HK$3,976/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,698/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,410
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,245
−HK$1,861/mo
Today · 4.125%
HK$72,106
baseline
▲ 0.50% · 4.625%
HK$75,907
+HK$3,801/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,212/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,742
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$73,973
−HK$2,267/mo
Today · 4.125%
HK$76,240
baseline
▲ 0.50% · 4.625%
HK$80,879
+HK$4,639/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,480/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,812
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,952
−HK$2,172/mo
Today · 4.125%
HK$84,124
baseline
▲ 0.50% · 4.625%
HK$88,558
+HK$4,434/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,248/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,239
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$95,108
−HK$2,915/mo
Today · 4.125%
HK$98,023
baseline
▲ 0.50% · 4.625%
HK$103,988
+HK$5,965/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,046/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,615
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,367
−HK$2,792/mo
Today · 4.125%
HK$108,159
baseline
▲ 0.50% · 4.625%
HK$113,860
+HK$5,701/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,318/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,099 · Scale 2, in force from 26 Feb 2026)