LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,244
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,838
−HK$1,620/mo
Today · 4.125%
HK$54,458
baseline
▲ 0.50% · 4.625%
HK$57,771
+HK$3,313/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,916/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,009
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,538
−HK$1,551/mo
Today · 4.125%
HK$60,089
baseline
▲ 0.50% · 4.625%
HK$63,256
+HK$3,167/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,178/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,493
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,406
−HK$1,943/mo
Today · 4.125%
HK$65,349
baseline
▲ 0.50% · 4.625%
HK$69,326
+HK$3,977/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,698/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,411
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,245
−HK$1,862/mo
Today · 4.125%
HK$72,107
baseline
▲ 0.50% · 4.625%
HK$75,907
+HK$3,800/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,214/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,742
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,974
−HK$2,267/mo
Today · 4.125%
HK$76,241
baseline
▲ 0.50% · 4.625%
HK$80,880
+HK$4,639/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,482/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,812
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,953
−HK$2,171/mo
Today · 4.125%
HK$84,124
baseline
▲ 0.50% · 4.625%
HK$88,559
+HK$4,435/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,248/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,240
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$95,109
−HK$2,915/mo
Today · 4.125%
HK$98,024
baseline
▲ 0.50% · 4.625%
HK$103,989
+HK$5,965/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,048/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,616
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,368
−HK$2,792/mo
Today · 4.125%
HK$108,160
baseline
▲ 0.50% · 4.625%
HK$113,861
+HK$5,701/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,320/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,106 · Scale 2, in force from 26 Feb 2026)