LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,246
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,840
−HK$1,620/mo
Today · 4.125%
HK$54,460
baseline
▲ 0.50% · 4.625%
HK$57,773
+HK$3,313/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,920/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,011
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,540
−HK$1,551/mo
Today · 4.125%
HK$60,091
baseline
▲ 0.50% · 4.625%
HK$63,258
+HK$3,167/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,182/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,495
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,408
−HK$1,943/mo
Today · 4.125%
HK$65,351
baseline
▲ 0.50% · 4.625%
HK$69,328
+HK$3,977/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,702/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,413
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,248
−HK$1,861/mo
Today · 4.125%
HK$72,109
baseline
▲ 0.50% · 4.625%
HK$75,910
+HK$3,801/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,218/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,744
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,976
−HK$2,267/mo
Today · 4.125%
HK$76,243
baseline
▲ 0.50% · 4.625%
HK$80,883
+HK$4,640/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,486/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,815
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,955
−HK$2,172/mo
Today · 4.125%
HK$84,127
baseline
▲ 0.50% · 4.625%
HK$88,561
+HK$4,434/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,254/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,243
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$95,112
−HK$2,915/mo
Today · 4.125%
HK$98,027
baseline
▲ 0.50% · 4.625%
HK$103,992
+HK$5,965/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,054/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,619
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,371
−HK$2,792/mo
Today · 4.125%
HK$108,163
baseline
▲ 0.50% · 4.625%
HK$113,865
+HK$5,702/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,326/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,136 · Scale 2, in force from 26 Feb 2026)