LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,248
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,842
−HK$1,619/mo
Today · 4.125%
HK$54,461
baseline
▲ 0.50% · 4.625%
HK$57,775
+HK$3,314/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,922/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,012
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,541
−HK$1,552/mo
Today · 4.125%
HK$60,093
baseline
▲ 0.50% · 4.625%
HK$63,260
+HK$3,167/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,186/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,497
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,410
−HK$1,943/mo
Today · 4.125%
HK$65,353
baseline
▲ 0.50% · 4.625%
HK$69,330
+HK$3,977/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,706/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,415
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,250
−HK$1,861/mo
Today · 4.125%
HK$72,111
baseline
▲ 0.50% · 4.625%
HK$75,912
+HK$3,801/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,222/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$955,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,747
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,978
−HK$2,268/mo
Today · 4.125%
HK$76,246
baseline
▲ 0.50% · 4.625%
HK$80,885
+HK$4,639/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,492/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,817
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,958
−HK$2,172/mo
Today · 4.125%
HK$84,130
baseline
▲ 0.50% · 4.625%
HK$88,564
+HK$4,434/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,260/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,246
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$95,115
−HK$2,915/mo
Today · 4.125%
HK$98,030
baseline
▲ 0.50% · 4.625%
HK$103,995
+HK$5,965/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,060/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,622
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,375
−HK$2,792/mo
Today · 4.125%
HK$108,167
baseline
▲ 0.50% · 4.625%
HK$113,868
+HK$5,701/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,334/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,165 · Scale 2, in force from 26 Feb 2026)