LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,249
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,843
−HK$1,619/mo
Today · 4.125%
HK$54,462
baseline
▲ 0.50% · 4.625%
HK$57,776
+HK$3,314/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,924/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,013
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,543
−HK$1,551/mo
Today · 4.125%
HK$60,094
baseline
▲ 0.50% · 4.625%
HK$63,261
+HK$3,167/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,188/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,498
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,411
−HK$1,944/mo
Today · 4.125%
HK$65,355
baseline
▲ 0.50% · 4.625%
HK$69,331
+HK$3,976/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$130,710/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,416
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,251
−HK$1,861/mo
Today · 4.125%
HK$72,112
baseline
▲ 0.50% · 4.625%
HK$75,914
+HK$3,802/mo
Deposit HK$8.99M · loan HK$13.48M · min. income ≈ HK$144,224/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,748
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,980
−HK$2,267/mo
Today · 4.125%
HK$76,247
baseline
▲ 0.50% · 4.625%
HK$80,887
+HK$4,640/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,494/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,819
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,960
−HK$2,171/mo
Today · 4.125%
HK$84,131
baseline
▲ 0.50% · 4.625%
HK$88,566
+HK$4,435/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,262/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,247
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,117
−HK$2,915/mo
Today · 4.125%
HK$98,032
baseline
▲ 0.50% · 4.625%
HK$103,997
+HK$5,965/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,064/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,624
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,377
−HK$2,792/mo
Today · 4.125%
HK$108,169
baseline
▲ 0.50% · 4.625%
HK$113,870
+HK$5,701/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,338/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,183 · Scale 2, in force from 26 Feb 2026)