LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,249
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,843
−HK$1,620/mo
Today · 4.125%
HK$54,463
baseline
▲ 0.50% · 4.625%
HK$57,777
+HK$3,314/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,926/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,014
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,543
−HK$1,552/mo
Today · 4.125%
HK$60,095
baseline
▲ 0.50% · 4.625%
HK$63,262
+HK$3,167/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,190/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,499
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,412
−HK$1,944/mo
Today · 4.125%
HK$65,356
baseline
▲ 0.50% · 4.625%
HK$69,332
+HK$3,976/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,712/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,417
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,252
−HK$1,861/mo
Today · 4.125%
HK$72,113
baseline
▲ 0.50% · 4.625%
HK$75,915
+HK$3,802/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,226/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,749
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,981
−HK$2,267/mo
Today · 4.125%
HK$76,248
baseline
▲ 0.50% · 4.625%
HK$80,888
+HK$4,640/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,496/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,820
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,961
−HK$2,171/mo
Today · 4.125%
HK$84,132
baseline
▲ 0.50% · 4.625%
HK$88,567
+HK$4,435/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,264/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,249
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$95,118
−HK$2,915/mo
Today · 4.125%
HK$98,033
baseline
▲ 0.50% · 4.625%
HK$103,999
+HK$5,966/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,066/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,626
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,378
−HK$2,792/mo
Today · 4.125%
HK$108,170
baseline
▲ 0.50% · 4.625%
HK$113,872
+HK$5,702/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,340/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,197 · Scale 2, in force from 26 Feb 2026)