LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,254
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,848
−HK$1,620/mo
Today · 4.125%
HK$54,468
baseline
▲ 0.50% · 4.625%
HK$57,782
+HK$3,314/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,936/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,019
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,548
−HK$1,552/mo
Today · 4.125%
HK$60,100
baseline
▲ 0.50% · 4.625%
HK$63,268
+HK$3,168/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,200/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,504
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,418
−HK$1,943/mo
Today · 4.125%
HK$65,361
baseline
▲ 0.50% · 4.625%
HK$69,338
+HK$3,977/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,722/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,423
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,258
−HK$1,862/mo
Today · 4.125%
HK$72,120
baseline
▲ 0.50% · 4.625%
HK$75,921
+HK$3,801/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,240/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,755
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$73,987
−HK$2,268/mo
Today · 4.125%
HK$76,255
baseline
▲ 0.50% · 4.625%
HK$80,895
+HK$4,640/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,510/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,827
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,968
−HK$2,172/mo
Today · 4.125%
HK$84,140
baseline
▲ 0.50% · 4.625%
HK$88,575
+HK$4,435/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,280/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,257
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,126
−HK$2,916/mo
Today · 4.125%
HK$98,042
baseline
▲ 0.50% · 4.625%
HK$104,008
+HK$5,966/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,084/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,635
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,387
−HK$2,793/mo
Today · 4.125%
HK$108,180
baseline
▲ 0.50% · 4.625%
HK$113,882
+HK$5,702/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,360/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,279 · Scale 2, in force from 26 Feb 2026)