LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,254
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,849
−HK$1,619/mo
Today · 4.125%
HK$54,468
baseline
▲ 0.50% · 4.625%
HK$57,783
+HK$3,315/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,936/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,020
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,549
−HK$1,552/mo
Today · 4.125%
HK$60,101
baseline
▲ 0.50% · 4.625%
HK$63,269
+HK$3,168/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,202/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,505
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,418
−HK$1,944/mo
Today · 4.125%
HK$65,362
baseline
▲ 0.50% · 4.625%
HK$69,339
+HK$3,977/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,724/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,424
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,259
−HK$1,862/mo
Today · 4.125%
HK$72,121
baseline
▲ 0.50% · 4.625%
HK$75,922
+HK$3,801/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,242/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,756
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$73,988
−HK$2,268/mo
Today · 4.125%
HK$76,256
baseline
▲ 0.50% · 4.625%
HK$80,896
+HK$4,640/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,512/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,828
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,969
−HK$2,172/mo
Today · 4.125%
HK$84,141
baseline
▲ 0.50% · 4.625%
HK$88,576
+HK$4,435/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,282/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,258
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,128
−HK$2,915/mo
Today · 4.125%
HK$98,043
baseline
▲ 0.50% · 4.625%
HK$104,009
+HK$5,966/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,086/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,636
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,389
−HK$2,792/mo
Today · 4.125%
HK$108,181
baseline
▲ 0.50% · 4.625%
HK$113,883
+HK$5,702/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,362/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,292 · Scale 2, in force from 26 Feb 2026)