LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,255
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,849
−HK$1,620/mo
Today · 4.125%
HK$54,469
baseline
▲ 0.50% · 4.625%
HK$57,783
+HK$3,314/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,938/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,020
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,550
−HK$1,551/mo
Today · 4.125%
HK$60,101
baseline
▲ 0.50% · 4.625%
HK$63,269
+HK$3,168/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,202/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,506
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,419
−HK$1,944/mo
Today · 4.125%
HK$65,363
baseline
▲ 0.50% · 4.625%
HK$69,340
+HK$3,977/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,726/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,425
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,260
−HK$1,861/mo
Today · 4.125%
HK$72,121
baseline
▲ 0.50% · 4.625%
HK$75,923
+HK$3,802/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,242/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,757
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$73,989
−HK$2,268/mo
Today · 4.125%
HK$76,257
baseline
▲ 0.50% · 4.625%
HK$80,897
+HK$4,640/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,514/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,829
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,970
−HK$2,172/mo
Today · 4.125%
HK$84,142
baseline
▲ 0.50% · 4.625%
HK$88,577
+HK$4,435/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,284/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,259
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,128
−HK$2,916/mo
Today · 4.125%
HK$98,044
baseline
▲ 0.50% · 4.625%
HK$104,010
+HK$5,966/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,088/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,637
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,390
−HK$2,792/mo
Today · 4.125%
HK$108,182
baseline
▲ 0.50% · 4.625%
HK$113,884
+HK$5,702/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,364/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,301 · Scale 2, in force from 26 Feb 2026)