LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,256
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,850
−HK$1,620/mo
Today · 4.125%
HK$54,470
baseline
▲ 0.50% · 4.625%
HK$57,784
+HK$3,314/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,940/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,022
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,551
−HK$1,551/mo
Today · 4.125%
HK$60,102
baseline
▲ 0.50% · 4.625%
HK$63,270
+HK$3,168/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,204/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,507
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,420
−HK$1,944/mo
Today · 4.125%
HK$65,364
baseline
▲ 0.50% · 4.625%
HK$69,341
+HK$3,977/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,728/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,426
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,261
−HK$1,862/mo
Today · 4.125%
HK$72,123
baseline
▲ 0.50% · 4.625%
HK$75,925
+HK$3,802/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,246/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,758
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$73,990
−HK$2,268/mo
Today · 4.125%
HK$76,258
baseline
▲ 0.50% · 4.625%
HK$80,898
+HK$4,640/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,516/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,830
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,971
−HK$2,172/mo
Today · 4.125%
HK$84,143
baseline
▲ 0.50% · 4.625%
HK$88,579
+HK$4,436/mo
Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$168,286/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,261
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,130
−HK$2,916/mo
Today · 4.125%
HK$98,046
baseline
▲ 0.50% · 4.625%
HK$104,012
+HK$5,966/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,092/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,639
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,392
−HK$2,792/mo
Today · 4.125%
HK$108,184
baseline
▲ 0.50% · 4.625%
HK$113,887
+HK$5,703/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,368/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,321 · Scale 2, in force from 26 Feb 2026)