LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,258
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,852
−HK$1,620/mo
Today · 4.125%
HK$54,472
baseline
▲ 0.50% · 4.625%
HK$57,787
+HK$3,315/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,944/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,024
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,553
−HK$1,552/mo
Today · 4.125%
HK$60,105
baseline
▲ 0.50% · 4.625%
HK$63,273
+HK$3,168/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,210/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$955,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,510
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,423
−HK$1,944/mo
Today · 4.125%
HK$65,367
baseline
▲ 0.50% · 4.625%
HK$69,344
+HK$3,977/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,734/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,429
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,264
−HK$1,862/mo
Today · 4.125%
HK$72,126
baseline
▲ 0.50% · 4.625%
HK$75,928
+HK$3,802/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,252/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,761
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$73,993
−HK$2,268/mo
Today · 4.125%
HK$76,261
baseline
▲ 0.50% · 4.625%
HK$80,902
+HK$4,641/mo
Deposit HK$6.74M · loan HK$15.74M · min. income ≈ HK$152,522/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,834
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,975
−HK$2,172/mo
Today · 4.125%
HK$84,147
baseline
▲ 0.50% · 4.625%
HK$88,582
+HK$4,435/mo
Deposit HK$6.74M · loan HK$15.74M · min. income ≈ HK$168,294/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,265
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,134
−HK$2,916/mo
Today · 4.125%
HK$98,050
baseline
▲ 0.50% · 4.625%
HK$104,016
+HK$5,966/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,100/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,643
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$105,396
−HK$2,793/mo
Today · 4.125%
HK$108,189
baseline
▲ 0.50% · 4.625%
HK$113,892
+HK$5,703/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,378/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,361 · Scale 2, in force from 26 Feb 2026)