LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,262
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,857
−HK$1,620/mo
Today · 4.125%
HK$54,477
baseline
▲ 0.50% · 4.625%
HK$57,791
+HK$3,314/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,954/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,028
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,558
−HK$1,552/mo
Today · 4.125%
HK$60,110
baseline
▲ 0.50% · 4.625%
HK$63,278
+HK$3,168/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,220/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,514
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,428
−HK$1,944/mo
Today · 4.125%
HK$65,372
baseline
▲ 0.50% · 4.625%
HK$69,350
+HK$3,978/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,744/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,434
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,270
−HK$1,861/mo
Today · 4.125%
HK$72,131
baseline
▲ 0.50% · 4.625%
HK$75,934
+HK$3,803/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,262/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,767
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$73,999
−HK$2,268/mo
Today · 4.125%
HK$76,267
baseline
▲ 0.50% · 4.625%
HK$80,908
+HK$4,641/mo
Deposit HK$6.74M · loan HK$15.74M · min. income ≈ HK$152,534/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,840
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,981
−HK$2,172/mo
Today · 4.125%
HK$84,153
baseline
▲ 0.50% · 4.625%
HK$88,589
+HK$4,436/mo
Deposit HK$6.74M · loan HK$15.74M · min. income ≈ HK$168,306/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,272
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$95,142
−HK$2,916/mo
Today · 4.125%
HK$98,058
baseline
▲ 0.50% · 4.625%
HK$104,024
+HK$5,966/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,116/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,651
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$105,404
−HK$2,793/mo
Today · 4.125%
HK$108,197
baseline
▲ 0.50% · 4.625%
HK$113,900
+HK$5,703/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,394/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,435 · Scale 2, in force from 26 Feb 2026)