LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,266
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,860
−HK$1,620/mo
Today · 4.125%
HK$54,480
baseline
▲ 0.50% · 4.625%
HK$57,795
+HK$3,315/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,960/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,032
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,562
−HK$1,552/mo
Today · 4.125%
HK$60,114
baseline
▲ 0.50% · 4.625%
HK$63,282
+HK$3,168/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,228/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,519
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,432
−HK$1,944/mo
Today · 4.125%
HK$65,376
baseline
▲ 0.50% · 4.625%
HK$69,354
+HK$3,978/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,752/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,439
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,274
−HK$1,862/mo
Today · 4.125%
HK$72,136
baseline
▲ 0.50% · 4.625%
HK$75,939
+HK$3,803/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,272/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,772
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$74,004
−HK$2,268/mo
Today · 4.125%
HK$76,272
baseline
▲ 0.50% · 4.625%
HK$80,913
+HK$4,641/mo
Deposit HK$6.74M · loan HK$15.74M · min. income ≈ HK$152,544/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,845
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$81,987
−HK$2,172/mo
Today · 4.125%
HK$84,159
baseline
▲ 0.50% · 4.625%
HK$88,595
+HK$4,436/mo
Deposit HK$6.74M · loan HK$15.74M · min. income ≈ HK$168,318/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,278
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$95,148
−HK$2,917/mo
Today · 4.125%
HK$98,065
baseline
▲ 0.50% · 4.625%
HK$104,032
+HK$5,967/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$196,130/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,658
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$105,412
−HK$2,793/mo
Today · 4.125%
HK$108,205
baseline
▲ 0.50% · 4.625%
HK$113,908
+HK$5,703/mo
Deposit HK$2.25M · loan HK$20.23M · min. income ≈ HK$216,410/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,501 · Scale 2, in force from 26 Feb 2026)