LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,271
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,866
−HK$1,620/mo
Today · 4.125%
HK$54,486
baseline
▲ 0.50% · 4.625%
HK$57,802
+HK$3,316/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,972/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,039
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,569
−HK$1,551/mo
Today · 4.125%
HK$60,120
baseline
▲ 0.50% · 4.625%
HK$63,289
+HK$3,169/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,240/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,526
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,439
−HK$1,945/mo
Today · 4.125%
HK$65,384
baseline
▲ 0.50% · 4.625%
HK$69,362
+HK$3,978/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,768/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,447
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,282
−HK$1,863/mo
Today · 4.125%
HK$72,145
baseline
▲ 0.50% · 4.625%
HK$75,947
+HK$3,802/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,290/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,780
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$74,013
−HK$2,268/mo
Today · 4.125%
HK$76,281
baseline
▲ 0.50% · 4.625%
HK$80,923
+HK$4,642/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$152,562/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,854
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$81,996
−HK$2,173/mo
Today · 4.125%
HK$84,169
baseline
▲ 0.50% · 4.625%
HK$88,605
+HK$4,436/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$168,338/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,288
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,159
−HK$2,917/mo
Today · 4.125%
HK$98,076
baseline
▲ 0.50% · 4.625%
HK$104,043
+HK$5,967/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$196,152/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,670
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$105,423
−HK$2,794/mo
Today · 4.125%
HK$108,217
baseline
▲ 0.50% · 4.625%
HK$113,921
+HK$5,704/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$216,434/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,608 · Scale 2, in force from 26 Feb 2026)