LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,272
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,867
−HK$1,621/mo
Today · 4.125%
HK$54,488
baseline
▲ 0.50% · 4.625%
HK$57,803
+HK$3,315/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,976/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,040
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,570
−HK$1,552/mo
Today · 4.125%
HK$60,122
baseline
▲ 0.50% · 4.625%
HK$63,291
+HK$3,169/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,244/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,527
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,441
−HK$1,944/mo
Today · 4.125%
HK$65,385
baseline
▲ 0.50% · 4.625%
HK$69,364
+HK$3,979/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,770/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,448
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,284
−HK$1,862/mo
Today · 4.125%
HK$72,146
baseline
▲ 0.50% · 4.625%
HK$75,949
+HK$3,803/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,292/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,781
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,014
−HK$2,269/mo
Today · 4.125%
HK$76,283
baseline
▲ 0.50% · 4.625%
HK$80,924
+HK$4,641/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$152,566/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,856
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$81,998
−HK$2,173/mo
Today · 4.125%
HK$84,171
baseline
▲ 0.50% · 4.625%
HK$88,607
+HK$4,436/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$168,342/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,290
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,161
−HK$2,917/mo
Today · 4.125%
HK$98,078
baseline
▲ 0.50% · 4.625%
HK$104,046
+HK$5,968/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$196,156/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,672
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$105,426
−HK$2,793/mo
Today · 4.125%
HK$108,219
baseline
▲ 0.50% · 4.625%
HK$113,924
+HK$5,705/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$216,438/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,630 · Scale 2, in force from 26 Feb 2026)