LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,275
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,870
−HK$1,621/mo
Today · 4.125%
HK$54,491
baseline
▲ 0.50% · 4.625%
HK$57,807
+HK$3,316/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,982/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,043
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,573
−HK$1,552/mo
Today · 4.125%
HK$60,125
baseline
▲ 0.50% · 4.625%
HK$63,295
+HK$3,170/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,250/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,531
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,445
−HK$1,944/mo
Today · 4.125%
HK$65,389
baseline
▲ 0.50% · 4.625%
HK$69,368
+HK$3,979/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,778/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,452
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,288
−HK$1,862/mo
Today · 4.125%
HK$72,150
baseline
▲ 0.50% · 4.625%
HK$75,954
+HK$3,804/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,300/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,786
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$74,019
−HK$2,268/mo
Today · 4.125%
HK$76,287
baseline
▲ 0.50% · 4.625%
HK$80,929
+HK$4,642/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$152,574/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,861
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$82,003
−HK$2,172/mo
Today · 4.125%
HK$84,175
baseline
▲ 0.50% · 4.625%
HK$88,613
+HK$4,438/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$168,350/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,296
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,167
−HK$2,917/mo
Today · 4.125%
HK$98,084
baseline
▲ 0.50% · 4.625%
HK$104,052
+HK$5,968/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$196,168/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,678
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,432
−HK$2,794/mo
Today · 4.125%
HK$108,226
baseline
▲ 0.50% · 4.625%
HK$113,930
+HK$5,704/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$216,452/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,686 · Scale 2, in force from 26 Feb 2026)