LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,276
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,871
−HK$1,620/mo
Today · 4.125%
HK$54,491
baseline
▲ 0.50% · 4.625%
HK$57,807
+HK$3,316/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,982/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,044
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,574
−HK$1,552/mo
Today · 4.125%
HK$60,126
baseline
▲ 0.50% · 4.625%
HK$63,295
+HK$3,169/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,252/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,531
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,445
−HK$1,945/mo
Today · 4.125%
HK$65,390
baseline
▲ 0.50% · 4.625%
HK$69,369
+HK$3,979/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,780/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,453
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,289
−HK$1,862/mo
Today · 4.125%
HK$72,151
baseline
▲ 0.50% · 4.625%
HK$75,954
+HK$3,803/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,302/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,786
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,019
−HK$2,269/mo
Today · 4.125%
HK$76,288
baseline
▲ 0.50% · 4.625%
HK$80,930
+HK$4,642/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$152,576/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,862
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$82,004
−HK$2,172/mo
Today · 4.125%
HK$84,176
baseline
▲ 0.50% · 4.625%
HK$88,613
+HK$4,437/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$168,352/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,297
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,168
−HK$2,917/mo
Today · 4.125%
HK$98,085
baseline
▲ 0.50% · 4.625%
HK$104,053
+HK$5,968/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$196,170/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,679
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,433
−HK$2,794/mo
Today · 4.125%
HK$108,227
baseline
▲ 0.50% · 4.625%
HK$113,932
+HK$5,705/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$216,454/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,696 · Scale 2, in force from 26 Feb 2026)