LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,276
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,871
−HK$1,621/mo
Today · 4.125%
HK$54,492
baseline
▲ 0.50% · 4.625%
HK$57,808
+HK$3,316/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,984/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,044
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,574
−HK$1,552/mo
Today · 4.125%
HK$60,126
baseline
▲ 0.50% · 4.625%
HK$63,296
+HK$3,170/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,252/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,532
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,446
−HK$1,944/mo
Today · 4.125%
HK$65,390
baseline
▲ 0.50% · 4.625%
HK$69,369
+HK$3,979/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$130,780/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,453
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,289
−HK$1,863/mo
Today · 4.125%
HK$72,152
baseline
▲ 0.50% · 4.625%
HK$75,955
+HK$3,803/mo
Deposit HK$8.99M · loan HK$13.49M · min. income ≈ HK$144,304/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,787
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,020
−HK$2,269/mo
Today · 4.125%
HK$76,289
baseline
▲ 0.50% · 4.625%
HK$80,931
+HK$4,642/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$152,578/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,862
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,004
−HK$2,173/mo
Today · 4.125%
HK$84,177
baseline
▲ 0.50% · 4.625%
HK$88,614
+HK$4,437/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$168,354/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,297
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,168
−HK$2,917/mo
Today · 4.125%
HK$98,085
baseline
▲ 0.50% · 4.625%
HK$104,054
+HK$5,969/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$196,170/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,680
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$105,434
−HK$2,793/mo
Today · 4.125%
HK$108,227
baseline
▲ 0.50% · 4.625%
HK$113,932
+HK$5,705/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$216,454/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,702 · Scale 2, in force from 26 Feb 2026)