LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,280
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,875
−HK$1,620/mo
Today · 4.125%
HK$54,495
baseline
▲ 0.50% · 4.625%
HK$57,811
+HK$3,316/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$108,990/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,048
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,578
−HK$1,552/mo
Today · 4.125%
HK$60,130
baseline
▲ 0.50% · 4.625%
HK$63,300
+HK$3,170/mo
Deposit HK$11.24M · loan HK$11.24M · min. income ≈ HK$120,260/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,536
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,450
−HK$1,944/mo
Today · 4.125%
HK$65,394
baseline
▲ 0.50% · 4.625%
HK$69,373
+HK$3,979/mo
Deposit HK$9.00M · loan HK$13.49M · min. income ≈ HK$130,788/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,458
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,294
−HK$1,862/mo
Today · 4.125%
HK$72,156
baseline
▲ 0.50% · 4.625%
HK$75,960
+HK$3,804/mo
Deposit HK$9.00M · loan HK$13.49M · min. income ≈ HK$144,312/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,791
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,025
−HK$2,268/mo
Today · 4.125%
HK$76,293
baseline
▲ 0.50% · 4.625%
HK$80,936
+HK$4,643/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$152,586/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,867
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,009
−HK$2,173/mo
Today · 4.125%
HK$84,182
baseline
▲ 0.50% · 4.625%
HK$88,620
+HK$4,438/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$168,364/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,303
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,174
−HK$2,918/mo
Today · 4.125%
HK$98,092
baseline
▲ 0.50% · 4.625%
HK$104,060
+HK$5,968/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$196,184/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,686
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,440
−HK$2,794/mo
Today · 4.125%
HK$108,234
baseline
▲ 0.50% · 4.625%
HK$113,939
+HK$5,705/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$216,468/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,763 · Scale 2, in force from 26 Feb 2026)