LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,284
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,879
−HK$1,621/mo
Today · 4.125%
HK$54,500
baseline
▲ 0.50% · 4.625%
HK$57,816
+HK$3,316/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,000/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,053
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,583
−HK$1,553/mo
Today · 4.125%
HK$60,136
baseline
▲ 0.50% · 4.625%
HK$63,305
+HK$3,169/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,272/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,541
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,455
−HK$1,945/mo
Today · 4.125%
HK$65,400
baseline
▲ 0.50% · 4.625%
HK$69,380
+HK$3,980/mo
Deposit HK$9.00M · loan HK$13.49M · min. income ≈ HK$130,800/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,464
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,300
−HK$1,863/mo
Today · 4.125%
HK$72,163
baseline
▲ 0.50% · 4.625%
HK$75,967
+HK$3,804/mo
Deposit HK$9.00M · loan HK$13.49M · min. income ≈ HK$144,326/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,798
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,031
−HK$2,269/mo
Today · 4.125%
HK$76,300
baseline
▲ 0.50% · 4.625%
HK$80,943
+HK$4,643/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$152,600/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,875
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,017
−HK$2,173/mo
Today · 4.125%
HK$84,190
baseline
▲ 0.50% · 4.625%
HK$88,628
+HK$4,438/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$168,380/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,312
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,183
−HK$2,917/mo
Today · 4.125%
HK$98,100
baseline
▲ 0.50% · 4.625%
HK$104,070
+HK$5,970/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$196,200/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,696
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,450
−HK$2,794/mo
Today · 4.125%
HK$108,244
baseline
▲ 0.50% · 4.625%
HK$113,950
+HK$5,706/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$216,488/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,850 · Scale 2, in force from 26 Feb 2026)