LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,285
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,880
−HK$1,621/mo
Today · 4.125%
HK$54,501
baseline
▲ 0.50% · 4.625%
HK$57,817
+HK$3,316/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,002/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,054
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,584
−HK$1,552/mo
Today · 4.125%
HK$60,136
baseline
▲ 0.50% · 4.625%
HK$63,306
+HK$3,170/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,272/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,542
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,456
−HK$1,945/mo
Today · 4.125%
HK$65,401
baseline
▲ 0.50% · 4.625%
HK$69,381
+HK$3,980/mo
Deposit HK$9.00M · loan HK$13.49M · min. income ≈ HK$130,802/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,465
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,301
−HK$1,863/mo
Today · 4.125%
HK$72,164
baseline
▲ 0.50% · 4.625%
HK$75,968
+HK$3,804/mo
Deposit HK$9.00M · loan HK$13.49M · min. income ≈ HK$144,328/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,799
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,032
−HK$2,269/mo
Today · 4.125%
HK$76,301
baseline
▲ 0.50% · 4.625%
HK$80,944
+HK$4,643/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$152,602/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,876
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,018
−HK$2,173/mo
Today · 4.125%
HK$84,191
baseline
▲ 0.50% · 4.625%
HK$88,629
+HK$4,438/mo
Deposit HK$6.75M · loan HK$15.74M · min. income ≈ HK$168,382/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,313
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,184
−HK$2,918/mo
Today · 4.125%
HK$98,102
baseline
▲ 0.50% · 4.625%
HK$104,071
+HK$5,969/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$196,204/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,697
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,451
−HK$2,795/mo
Today · 4.125%
HK$108,246
baseline
▲ 0.50% · 4.625%
HK$113,951
+HK$5,705/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$216,492/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$955,863 · Scale 2, in force from 26 Feb 2026)