LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,290
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,885
−HK$1,621/mo
Today · 4.125%
HK$54,506
baseline
▲ 0.50% · 4.625%
HK$57,823
+HK$3,317/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,012/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,060
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,590
−HK$1,552/mo
Today · 4.125%
HK$60,142
baseline
▲ 0.50% · 4.625%
HK$63,312
+HK$3,170/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,284/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$955,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,548
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,462
−HK$1,945/mo
Today · 4.125%
HK$65,407
baseline
▲ 0.50% · 4.625%
HK$69,387
+HK$3,980/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,814/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,471
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,308
−HK$1,863/mo
Today · 4.125%
HK$72,171
baseline
▲ 0.50% · 4.625%
HK$75,975
+HK$3,804/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,342/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$955,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,806
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,039
−HK$2,270/mo
Today · 4.125%
HK$76,309
baseline
▲ 0.50% · 4.625%
HK$80,952
+HK$4,643/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,618/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,883
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,026
−HK$2,173/mo
Today · 4.125%
HK$84,199
baseline
▲ 0.50% · 4.625%
HK$88,637
+HK$4,438/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,398/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,322
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,194
−HK$2,917/mo
Today · 4.125%
HK$98,111
baseline
▲ 0.50% · 4.625%
HK$104,081
+HK$5,970/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$196,222/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$955,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,707
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,462
−HK$2,794/mo
Today · 4.125%
HK$108,256
baseline
▲ 0.50% · 4.625%
HK$113,962
+HK$5,706/mo
Deposit HK$2.25M · loan HK$20.24M · min. income ≈ HK$216,512/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$955,955 · Scale 2, in force from 26 Feb 2026)