LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,294
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,889
−HK$1,621/mo
Today · 4.125%
HK$54,510
baseline
▲ 0.50% · 4.625%
HK$57,827
+HK$3,317/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,020/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,064
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,594
−HK$1,553/mo
Today · 4.125%
HK$60,147
baseline
▲ 0.50% · 4.625%
HK$63,317
+HK$3,170/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,294/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,552
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,467
−HK$1,945/mo
Today · 4.125%
HK$65,412
baseline
▲ 0.50% · 4.625%
HK$69,392
+HK$3,980/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,824/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$956,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,476
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,313
−HK$1,863/mo
Today · 4.125%
HK$72,176
baseline
▲ 0.50% · 4.625%
HK$75,980
+HK$3,804/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,352/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$956,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,811
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,045
−HK$2,269/mo
Today · 4.125%
HK$76,314
baseline
▲ 0.50% · 4.625%
HK$80,958
+HK$4,644/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,628/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$956,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,889
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,032
−HK$2,173/mo
Today · 4.125%
HK$84,205
baseline
▲ 0.50% · 4.625%
HK$88,644
+HK$4,439/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,410/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$956,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,328
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$95,200
−HK$2,918/mo
Today · 4.125%
HK$98,118
baseline
▲ 0.50% · 4.625%
HK$104,088
+HK$5,970/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,236/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,714
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,469
−HK$2,795/mo
Today · 4.125%
HK$108,264
baseline
▲ 0.50% · 4.625%
HK$113,970
+HK$5,706/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,528/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,023 · Scale 2, in force from 26 Feb 2026)