LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,294
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,890
−HK$1,621/mo
Today · 4.125%
HK$54,511
baseline
▲ 0.50% · 4.625%
HK$57,828
+HK$3,317/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,022/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,064
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,595
−HK$1,552/mo
Today · 4.125%
HK$60,147
baseline
▲ 0.50% · 4.625%
HK$63,318
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,294/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,553
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,468
−HK$1,945/mo
Today · 4.125%
HK$65,413
baseline
▲ 0.50% · 4.625%
HK$69,393
+HK$3,980/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,826/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$956,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,477
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,314
−HK$1,863/mo
Today · 4.125%
HK$72,177
baseline
▲ 0.50% · 4.625%
HK$75,981
+HK$3,804/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,354/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$956,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,812
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,045
−HK$2,270/mo
Today · 4.125%
HK$76,315
baseline
▲ 0.50% · 4.625%
HK$80,959
+HK$4,644/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,630/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$956,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,890
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,032
−HK$2,174/mo
Today · 4.125%
HK$84,206
baseline
▲ 0.50% · 4.625%
HK$88,645
+HK$4,439/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,412/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$956,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,329
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$95,201
−HK$2,918/mo
Today · 4.125%
HK$98,119
baseline
▲ 0.50% · 4.625%
HK$104,090
+HK$5,971/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,238/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,715
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,470
−HK$2,795/mo
Today · 4.125%
HK$108,265
baseline
▲ 0.50% · 4.625%
HK$113,972
+HK$5,707/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,530/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,033 · Scale 2, in force from 26 Feb 2026)