LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,296
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,891
−HK$1,621/mo
Today · 4.125%
HK$54,512
baseline
▲ 0.50% · 4.625%
HK$57,829
+HK$3,317/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,024/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,066
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,596
−HK$1,553/mo
Today · 4.125%
HK$60,149
baseline
▲ 0.50% · 4.625%
HK$63,320
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,298/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,555
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,470
−HK$1,945/mo
Today · 4.125%
HK$65,415
baseline
▲ 0.50% · 4.625%
HK$69,395
+HK$3,980/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,830/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$956,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,479
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,316
−HK$1,863/mo
Today · 4.125%
HK$72,179
baseline
▲ 0.50% · 4.625%
HK$75,984
+HK$3,805/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,358/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$956,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,814
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,048
−HK$2,269/mo
Today · 4.125%
HK$76,317
baseline
▲ 0.50% · 4.625%
HK$80,961
+HK$4,644/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,634/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$956,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,892
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,035
−HK$2,174/mo
Today · 4.125%
HK$84,209
baseline
▲ 0.50% · 4.625%
HK$88,647
+HK$4,438/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,418/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$956,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,332
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$95,204
−HK$2,918/mo
Today · 4.125%
HK$98,122
baseline
▲ 0.50% · 4.625%
HK$104,093
+HK$5,971/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,244/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,719
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,474
−HK$2,794/mo
Today · 4.125%
HK$108,268
baseline
▲ 0.50% · 4.625%
HK$113,975
+HK$5,707/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,536/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,064 · Scale 2, in force from 26 Feb 2026)