LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,298
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,894
−HK$1,621/mo
Today · 4.125%
HK$54,515
baseline
▲ 0.50% · 4.625%
HK$57,832
+HK$3,317/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,030/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,069
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,600
−HK$1,552/mo
Today · 4.125%
HK$60,152
baseline
▲ 0.50% · 4.625%
HK$63,323
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,304/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,558
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,473
−HK$1,945/mo
Today · 4.125%
HK$65,418
baseline
▲ 0.50% · 4.625%
HK$69,399
+HK$3,981/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,836/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$956,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,483
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,319
−HK$1,864/mo
Today · 4.125%
HK$72,183
baseline
▲ 0.50% · 4.625%
HK$75,988
+HK$3,805/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,366/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$956,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,818
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,052
−HK$2,269/mo
Today · 4.125%
HK$76,321
baseline
▲ 0.50% · 4.625%
HK$80,965
+HK$4,644/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,642/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,897
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,039
−HK$2,174/mo
Today · 4.125%
HK$84,213
baseline
▲ 0.50% · 4.625%
HK$88,652
+HK$4,439/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,426/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,337
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,209
−HK$2,919/mo
Today · 4.125%
HK$98,128
baseline
▲ 0.50% · 4.625%
HK$104,098
+HK$5,970/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,256/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,724
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,479
−HK$2,795/mo
Today · 4.125%
HK$108,274
baseline
▲ 0.50% · 4.625%
HK$113,981
+HK$5,707/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,548/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,114 · Scale 2, in force from 26 Feb 2026)