LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,299
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,895
−HK$1,621/mo
Today · 4.125%
HK$54,516
baseline
▲ 0.50% · 4.625%
HK$57,833
+HK$3,317/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,032/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,070
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,601
−HK$1,552/mo
Today · 4.125%
HK$60,153
baseline
▲ 0.50% · 4.625%
HK$63,324
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,306/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,559
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,474
−HK$1,946/mo
Today · 4.125%
HK$65,420
baseline
▲ 0.50% · 4.625%
HK$69,400
+HK$3,980/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,840/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,484
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,321
−HK$1,863/mo
Today · 4.125%
HK$72,184
baseline
▲ 0.50% · 4.625%
HK$75,989
+HK$3,805/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,368/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,819
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,053
−HK$2,270/mo
Today · 4.125%
HK$76,323
baseline
▲ 0.50% · 4.625%
HK$80,967
+HK$4,644/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,646/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,898
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,041
−HK$2,174/mo
Today · 4.125%
HK$84,215
baseline
▲ 0.50% · 4.625%
HK$88,654
+HK$4,439/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,430/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,339
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$95,211
−HK$2,918/mo
Today · 4.125%
HK$98,129
baseline
▲ 0.50% · 4.625%
HK$104,100
+HK$5,971/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,258/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,726
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,481
−HK$2,795/mo
Today · 4.125%
HK$108,276
baseline
▲ 0.50% · 4.625%
HK$113,983
+HK$5,707/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,552/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,131 · Scale 2, in force from 26 Feb 2026)