LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,300
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,896
−HK$1,621/mo
Today · 4.125%
HK$54,517
baseline
▲ 0.50% · 4.625%
HK$57,834
+HK$3,317/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,034/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,071
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,601
−HK$1,553/mo
Today · 4.125%
HK$60,154
baseline
▲ 0.50% · 4.625%
HK$63,325
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,308/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$956,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,560
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,475
−HK$1,946/mo
Today · 4.125%
HK$65,421
baseline
▲ 0.50% · 4.625%
HK$69,401
+HK$3,980/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,842/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,485
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,322
−HK$1,863/mo
Today · 4.125%
HK$72,185
baseline
▲ 0.50% · 4.625%
HK$75,990
+HK$3,805/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,370/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,820
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,054
−HK$2,270/mo
Today · 4.125%
HK$76,324
baseline
▲ 0.50% · 4.625%
HK$80,968
+HK$4,644/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,648/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,899
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,042
−HK$2,174/mo
Today · 4.125%
HK$84,216
baseline
▲ 0.50% · 4.625%
HK$88,655
+HK$4,439/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,432/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,340
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,213
−HK$2,918/mo
Today · 4.125%
HK$98,131
baseline
▲ 0.50% · 4.625%
HK$104,102
+HK$5,971/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,262/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,728
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,483
−HK$2,795/mo
Today · 4.125%
HK$108,278
baseline
▲ 0.50% · 4.625%
HK$113,985
+HK$5,707/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,556/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,145 · Scale 2, in force from 26 Feb 2026)