LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,301
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,896
−HK$1,622/mo
Today · 4.125%
HK$54,518
baseline
▲ 0.50% · 4.625%
HK$57,835
+HK$3,317/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,036/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,071
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,602
−HK$1,553/mo
Today · 4.125%
HK$60,155
baseline
▲ 0.50% · 4.625%
HK$63,326
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,310/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,561
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,476
−HK$1,945/mo
Today · 4.125%
HK$65,421
baseline
▲ 0.50% · 4.625%
HK$69,402
+HK$3,981/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,842/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,486
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,322
−HK$1,864/mo
Today · 4.125%
HK$72,186
baseline
▲ 0.50% · 4.625%
HK$75,991
+HK$3,805/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,372/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,821
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,055
−HK$2,270/mo
Today · 4.125%
HK$76,325
baseline
▲ 0.50% · 4.625%
HK$80,969
+HK$4,644/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,650/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,900
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,043
−HK$2,174/mo
Today · 4.125%
HK$84,217
baseline
▲ 0.50% · 4.625%
HK$88,656
+HK$4,439/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,434/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,341
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,213
−HK$2,919/mo
Today · 4.125%
HK$98,132
baseline
▲ 0.50% · 4.625%
HK$104,103
+HK$5,971/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,264/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,728
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,484
−HK$2,794/mo
Today · 4.125%
HK$108,278
baseline
▲ 0.50% · 4.625%
HK$113,986
+HK$5,708/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,556/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,153 · Scale 2, in force from 26 Feb 2026)