LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,301
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,897
−HK$1,621/mo
Today · 4.125%
HK$54,518
baseline
▲ 0.50% · 4.625%
HK$57,835
+HK$3,317/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,036/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,072
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,603
−HK$1,552/mo
Today · 4.125%
HK$60,155
baseline
▲ 0.50% · 4.625%
HK$63,326
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,310/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,561
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,476
−HK$1,946/mo
Today · 4.125%
HK$65,422
baseline
▲ 0.50% · 4.625%
HK$69,402
+HK$3,980/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,844/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,486
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,323
−HK$1,863/mo
Today · 4.125%
HK$72,186
baseline
▲ 0.50% · 4.625%
HK$75,991
+HK$3,805/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,372/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,821
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,056
−HK$2,269/mo
Today · 4.125%
HK$76,325
baseline
▲ 0.50% · 4.625%
HK$80,970
+HK$4,645/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,650/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,901
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,044
−HK$2,173/mo
Today · 4.125%
HK$84,217
baseline
▲ 0.50% · 4.625%
HK$88,657
+HK$4,440/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,434/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,342
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,214
−HK$2,919/mo
Today · 4.125%
HK$98,133
baseline
▲ 0.50% · 4.625%
HK$104,104
+HK$5,971/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,266/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,729
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,485
−HK$2,795/mo
Today · 4.125%
HK$108,280
baseline
▲ 0.50% · 4.625%
HK$113,987
+HK$5,707/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,560/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,163 · Scale 2, in force from 26 Feb 2026)