LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,302
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,898
−HK$1,621/mo
Today · 4.125%
HK$54,519
baseline
▲ 0.50% · 4.625%
HK$57,837
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,038/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,073
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,604
−HK$1,553/mo
Today · 4.125%
HK$60,157
baseline
▲ 0.50% · 4.625%
HK$63,327
+HK$3,170/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,314/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,563
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,477
−HK$1,946/mo
Today · 4.125%
HK$65,423
baseline
▲ 0.50% · 4.625%
HK$69,404
+HK$3,981/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,846/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,488
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,324
−HK$1,864/mo
Today · 4.125%
HK$72,188
baseline
▲ 0.50% · 4.625%
HK$75,993
+HK$3,805/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,376/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,823
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,057
−HK$2,270/mo
Today · 4.125%
HK$76,327
baseline
▲ 0.50% · 4.625%
HK$80,971
+HK$4,644/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,654/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,902
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,045
−HK$2,174/mo
Today · 4.125%
HK$84,219
baseline
▲ 0.50% · 4.625%
HK$88,658
+HK$4,439/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,438/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,344
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,216
−HK$2,919/mo
Today · 4.125%
HK$98,135
baseline
▲ 0.50% · 4.625%
HK$104,106
+HK$5,971/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,270/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,732
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,487
−HK$2,795/mo
Today · 4.125%
HK$108,282
baseline
▲ 0.50% · 4.625%
HK$113,989
+HK$5,707/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,564/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,182 · Scale 2, in force from 26 Feb 2026)