LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,307
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,903
−HK$1,621/mo
Today · 4.125%
HK$54,524
baseline
▲ 0.50% · 4.625%
HK$57,842
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,048/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,078
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,609
−HK$1,553/mo
Today · 4.125%
HK$60,162
baseline
▲ 0.50% · 4.625%
HK$63,333
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,324/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,568
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,483
−HK$1,946/mo
Today · 4.125%
HK$65,429
baseline
▲ 0.50% · 4.625%
HK$69,410
+HK$3,981/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,858/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,494
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,331
−HK$1,863/mo
Today · 4.125%
HK$72,194
baseline
▲ 0.50% · 4.625%
HK$76,000
+HK$3,806/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,388/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,829
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,064
−HK$2,270/mo
Today · 4.125%
HK$76,334
baseline
▲ 0.50% · 4.625%
HK$80,978
+HK$4,644/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,668/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,909
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,052
−HK$2,175/mo
Today · 4.125%
HK$84,227
baseline
▲ 0.50% · 4.625%
HK$88,666
+HK$4,439/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,454/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,352
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,225
−HK$2,918/mo
Today · 4.125%
HK$98,143
baseline
▲ 0.50% · 4.625%
HK$104,115
+HK$5,972/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,286/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,741
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,496
−HK$2,795/mo
Today · 4.125%
HK$108,291
baseline
▲ 0.50% · 4.625%
HK$113,999
+HK$5,708/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,582/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,266 · Scale 2, in force from 26 Feb 2026)