LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,308
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,904
−HK$1,621/mo
Today · 4.125%
HK$54,525
baseline
▲ 0.50% · 4.625%
HK$57,843
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,050/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,079
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,610
−HK$1,553/mo
Today · 4.125%
HK$60,163
baseline
▲ 0.50% · 4.625%
HK$63,334
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,326/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,569
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,484
−HK$1,946/mo
Today · 4.125%
HK$65,430
baseline
▲ 0.50% · 4.625%
HK$69,411
+HK$3,981/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,860/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,495
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,332
−HK$1,864/mo
Today · 4.125%
HK$72,196
baseline
▲ 0.50% · 4.625%
HK$76,001
+HK$3,805/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,392/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,831
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,065
−HK$2,270/mo
Today · 4.125%
HK$76,335
baseline
▲ 0.50% · 4.625%
HK$80,980
+HK$4,645/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,670/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,911
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,054
−HK$2,174/mo
Today · 4.125%
HK$84,228
baseline
▲ 0.50% · 4.625%
HK$88,668
+HK$4,440/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,456/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,354
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,227
−HK$2,918/mo
Today · 4.125%
HK$98,145
baseline
▲ 0.50% · 4.625%
HK$104,117
+HK$5,972/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,290/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,743
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,498
−HK$2,796/mo
Today · 4.125%
HK$108,294
baseline
▲ 0.50% · 4.625%
HK$114,002
+HK$5,708/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,588/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,286 · Scale 2, in force from 26 Feb 2026)