LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,309
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,905
−HK$1,621/mo
Today · 4.125%
HK$54,526
baseline
▲ 0.50% · 4.625%
HK$57,844
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,052/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,080
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,611
−HK$1,553/mo
Today · 4.125%
HK$60,164
baseline
▲ 0.50% · 4.625%
HK$63,336
+HK$3,172/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,328/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,570
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,486
−HK$1,945/mo
Today · 4.125%
HK$65,431
baseline
▲ 0.50% · 4.625%
HK$69,413
+HK$3,982/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,862/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,497
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,334
−HK$1,863/mo
Today · 4.125%
HK$72,197
baseline
▲ 0.50% · 4.625%
HK$76,003
+HK$3,806/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,394/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,832
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,067
−HK$2,270/mo
Today · 4.125%
HK$76,337
baseline
▲ 0.50% · 4.625%
HK$80,982
+HK$4,645/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,674/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,913
−HK$4,317/mo
▼ 0.25% · 3.875%
HK$82,056
−HK$2,174/mo
Today · 4.125%
HK$84,230
baseline
▲ 0.50% · 4.625%
HK$88,670
+HK$4,440/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,460/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,356
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,228
−HK$2,919/mo
Today · 4.125%
HK$98,147
baseline
▲ 0.50% · 4.625%
HK$104,119
+HK$5,972/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,294/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,745
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,500
−HK$2,796/mo
Today · 4.125%
HK$108,296
baseline
▲ 0.50% · 4.625%
HK$114,004
+HK$5,708/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,592/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,306 · Scale 2, in force from 26 Feb 2026)