LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,312
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,908
−HK$1,621/mo
Today · 4.125%
HK$54,529
baseline
▲ 0.50% · 4.625%
HK$57,847
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,058/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,084
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,615
−HK$1,553/mo
Today · 4.125%
HK$60,168
baseline
▲ 0.50% · 4.625%
HK$63,339
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,336/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,574
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,489
−HK$1,946/mo
Today · 4.125%
HK$65,435
baseline
▲ 0.50% · 4.625%
HK$69,417
+HK$3,982/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,870/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,500
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,338
−HK$1,863/mo
Today · 4.125%
HK$72,201
baseline
▲ 0.50% · 4.625%
HK$76,007
+HK$3,806/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,402/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,836
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,071
−HK$2,270/mo
Today · 4.125%
HK$76,341
baseline
▲ 0.50% · 4.625%
HK$80,986
+HK$4,645/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,682/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,917
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,060
−HK$2,175/mo
Today · 4.125%
HK$84,235
baseline
▲ 0.50% · 4.625%
HK$88,675
+HK$4,440/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,470/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,361
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$95,234
−HK$2,919/mo
Today · 4.125%
HK$98,153
baseline
▲ 0.50% · 4.625%
HK$104,125
+HK$5,972/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,306/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,751
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,506
−HK$2,796/mo
Today · 4.125%
HK$108,302
baseline
▲ 0.50% · 4.625%
HK$114,011
+HK$5,709/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,604/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,359 · Scale 2, in force from 26 Feb 2026)