LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,312
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,908
−HK$1,622/mo
Today · 4.125%
HK$54,530
baseline
▲ 0.50% · 4.625%
HK$57,848
+HK$3,318/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$109,060/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,085
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,615
−HK$1,554/mo
Today · 4.125%
HK$60,169
baseline
▲ 0.50% · 4.625%
HK$63,340
+HK$3,171/mo
Deposit HK$11.25M · loan HK$11.25M · min. income ≈ HK$120,338/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$956,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,575
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,490
−HK$1,946/mo
Today · 4.125%
HK$65,436
baseline
▲ 0.50% · 4.625%
HK$69,418
+HK$3,982/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$130,872/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,501
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,339
−HK$1,863/mo
Today · 4.125%
HK$72,202
baseline
▲ 0.50% · 4.625%
HK$76,008
+HK$3,806/mo
Deposit HK$9.00M · loan HK$13.50M · min. income ≈ HK$144,404/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$956,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,837
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$74,072
−HK$2,270/mo
Today · 4.125%
HK$76,342
baseline
▲ 0.50% · 4.625%
HK$80,987
+HK$4,645/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,684/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,918
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$82,062
−HK$2,174/mo
Today · 4.125%
HK$84,236
baseline
▲ 0.50% · 4.625%
HK$88,676
+HK$4,440/mo
Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$168,472/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,362
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$95,235
−HK$2,919/mo
Today · 4.125%
HK$98,154
baseline
▲ 0.50% · 4.625%
HK$104,127
+HK$5,973/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$196,308/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,752
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$105,508
−HK$2,796/mo
Today · 4.125%
HK$108,304
baseline
▲ 0.50% · 4.625%
HK$114,012
+HK$5,708/mo
Deposit HK$2.25M · loan HK$20.25M · min. income ≈ HK$216,608/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$956,374 · Scale 2, in force from 26 Feb 2026)